Homes for sale in Surprise, AZ by monthly payment
Set your monthly budget and see Surprise homes with an estimated payment for each listing.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
About Surprise
A Northwest Valley city along Grand Avenue (US 60) and Loop 303. Surprise Stadium hosts spring training, and the White Tank Mountains are visible to the southwest.
County: Maricopa.
Surprise housing costs at a glance
| Population | 175,304 |
|---|---|
| Median value of owner-occupied homes | $435,100 |
| Median monthly owner costs (with a mortgage) | $1,860 |
| Median gross rent | $2,033 |
| Owner-occupied housing rate | 79.1% |
| Mean travel time to work | 30.2 minutes |
Source: U.S. Census Bureau, QuickFacts: Surprise city, Arizona (population estimate V2025; housing figures from the American Community Survey 5-year estimates). Figures are area-wide medians, not quotes.
Search Surprise homes by monthly budget
Why search by payment in Surprise?
A monthly housing payment usually includes principal and interest plus property taxes and homeowners insurance, and can include mortgage insurance and HOA dues. The MABLS search estimates these for each listing so you can compare homes by payment rather than by price alone.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
Nearby places
Frequently asked questions
What is the median home value in Surprise?
The Census Bureau's median value of owner-occupied homes in Surprise is $435,100. That's an area-wide median, and actual listing prices vary.
How does renting compare with owning in Surprise?
Census figures show a median gross rent of $2,033 and median monthly owner costs with a mortgage of $1,860. These are medians across all households, including people who bought years ago, so they aren't a quote for a home you buy today.
Can I see Surprise homes that fit a specific monthly payment?
Yes. Open the search, set your monthly budget, and filter to Surprise. Each listing shows an estimated payment. Estimates aren't a loan offer.
Which county is Surprise in?
Surprise is in Maricopa County.